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The World’s Largest Health Insurance Scheme Launched by India

 It is indeed one of best medical scheme ever  witnessed, the launch of the biggest government-sponsored healthcare scheme in the world known as Ayushman Bharat in which the number of beneficiaries is so large that it can cover the India people equal to total population of Canada, Mexico and the US. The insurance scheme is named as Ayushman Bharat-Pradhan Mantri Jan Aarogya Yojana . It will have a well defined health cover of five lakh rupees per family per year. however, There was a general debate on whether the scheme has the ability to offer relief to India’s poor and vulnerable people. The benefits of the scheme are valid across the country and cashless-benefits are available in public and private hospitals listed under this wonderful scheme for the beneficiary covered scheme anywhere in the Country.

The impact and workability of this scheme: According the mode of operandi  “The entitlement will be based on the deprivation criteria in the SECC database. The package rates for payments of treatments will be decided by the government. Ayushman Bharat National Health Protection Mission Council  will be the apex body for policy directions and fostering coordination between center and states. State Health Agency  is the authority at the state level to implement the scheme. The transfer of funds will be done through an escrow account directly from the center to state so that the funds will be available on time”. The scheme is cashless and paperless transactions through a robust and scalable digital platform. 
 A cover of five lakhs per year towards hospitalization expenses of their family members is provided. Apart from the expenses on hospitalizations treatment, the scheme also covers pre and post hospitalization costs to in certain cases. The beneficiaries will not be required to pay any charges and premium for the hospitalization expenses. What a wonderful health scheme! However, according online poll in Nigeria; Nigeria people are asking when this type of health scheme will be implemented in Nigeria. Health system in Nigeria is very poor to an extent the political leaders travels abroad for medical care.


1 comment:

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